Should you click on these links, we may be compensated. There’s a reason why Banktivity gets plenty of four and five star reviews from the Mac App Store, while response to Quicken 2015 indicates another round of mediocrity for Mac users.This article may contain references to some of our advertising partners. If this is a review for Quicken 2018, as it appears to be, the icon should be changed. And the current version for Quicken 2018 is 5.5.3.
![]() ![]() We’ve used it for years and continue to love this powerful program.What’s so great about Personal Capital? For starters, it’s free. Everydollar – For followers of Dave RamseyPersonal Capital is our choice as the top Quicken alternative. Empower Finance – Budgeting, automatic savings, and bill reduction CountAbout – Budgeting and financial reports Mint – Free budgeting and expense tracking PocketSmith – Budgeting and financial forecasting Quicken 2015 Book Software Imports YourThe user-friendly interface tracks your asset allocation, monitors your investment performance, and analyzes your fees.The program even takes your retirement goals into account and estimates your retirement income/expenditures based on your financial data. And, since it is free, it makes a great compliment to some of the other programs as well.Personal Capital also offers powerful investment management tools. Then, the software imports your transactions and calculates how your spending aligns with your budget.Why We Love It: Unlike some other alternatives to Quicken, Personal Capital is more than just budgets. Just link Personal Capital to your bank, credit, and investment accounts. Again, these tools are all 100% free and at your disposal after a simple sign up process.In short, Personal Capital pulls data from all your accounts and delivers a complete financial picture that’s easy to understand. You can also use it to check your investments for expensive fees and calculate whether you’re saving enough for retirement. Quicken, Personal Capital also lacks online bill management capabilities. When directly comparing Personal Capital vs. Your net worth).Read our complete Personal Capital review to learn more.What’s Not to Like: Although the works fairly well, some users may find this “budgeting” tool to be a bit too basic. Fly on minecraft for macFor the spreadsheet nerds among us, there is even an option to build your own spreadsheet.Here’s a bonus that many money apps don’t include — tools specifically for freelancers and small business owners. A zero-sum budget, debt snowball template, and net worth tracker are just a few of the more popular options. It tracks your spending, financial standing, and balances in one place to give you a clear sense of your situation.For customers needing a more customized experience, Tiller add-ons and Tiller Money Labs offer additional spreadsheets to meet your unique needs. It’s a ready-to-go- spreadsheet package that helps you build monthly and yearly budgets based on customizable spending categories. Good news: Tiller Money offers a familiar spreadsheet environment with supercharged money management capabilities.Tiller Money connects with more than 20,000 financial institutions to import and categorize data from your bank, credit card, mortgage, and brokerage accounts into Google Sheets or Excel.The Foundation Template is the easiest way to get started. Plus, these tools are free, so you’ve got nothing to lose!If you’re used to Quicken, you already know your way around a spreadsheet. Students can also use it free for a whole year.MoneyPatrol is a money management tool that excels at financial tracking. Like most paid financial tools, you can try it risk-free with a free 30-day trial. It’s especially great for people who like to be a little more hands-on with their money.Tiller Money is an ad-free subscription that packs a lot of value for only $6.58 a month ($79 per year). The budgeting function allows you to plan a monthly budget for each category and tracks how your spending aligns with those budgets.MoneyPatrol also provides a comprehensive alert and notification system. It produces a slew of charts, graphs, and reports to help you understand exactly how, when, and where you’re spending your money. It displays a summary of your overall financial picture on your dashboard, which is especially useful for people who have accounts at more than one bank.Then, MoneyPatrol sorts your bank and credit card transactions into customizable spending categories, labeling them by merchant. Personally, I think that is great because it does them both very well.I say a “realistic” budget because YNAB’s philosophy is that a budget is fluid. Although it doesn’t offer a whole suite of money tools like Personal Capital, it focuses on two important things things – building a realistic budget and tracking your spending. They also offer a 15-day trial before you buy it.You Need a Budget (YNAB) has long been considered one of the best budgeting apps available. MoneyPatrol also monitors your spending history for patterns and irregularities, using that data to remind you of upcoming bills and alert you to potentially fraudulent transactions.A MoneyPatrol subscription will run you $84 per year, which works out to $7 per month. After that, the cost is just $7/month when billed annually ($11.99/month if billed monthly). Once it is there, the info is added to the budget template, and you’re good to go.YNAB offers a free 34-day trial, so you can try a full month of budgeting with no commitment. Obviously, automating things is easier, but some may appreciate the option to do things the old-fashioned way. This system is especially useful if your goal is to maintain a zero-based budget.Why YBAB Is a Good Quicken Alternative: With YNAB, you have two choices: You can automatically import your transactions by connecting to your bank and credit providers, or you can enter your transactions manually. Then, they’ll prompt you to deduct that $40 from another category. That’s why YNAB makes it so easy to move money between spending categories to keep your budget balanced.For example, if you’ve budgeted $300 for groceries but your transactions indicate that you’ve spent $340, YNAB will notify you that you’ve overspent. Using your current info, you can even project your bank account balances as far out as 30 years into the future.In our complete PocketSmith review, we mention that our favorite feature is the “what if” scenarios. The “budget calendar” provides a daily look at your future income and expenses, all on an easy-to-read calendar so you can plan appropriately. Where it really shines, however, is with its financial forecasting.Instead of simply tracking what you’ve already spent, PocketSmith also helps you see what the future holds for your money. I can’t argue with that!Want to get a better handle on your money? PocketSmith might be for you.Like several of the best alternatives to Quicken, this program provides a strong option for budgeting. So, if you buy the app and decide it’s not helping you take control of your finances, YNAB will give you a full refund. Like some other programs, students can enjoy 12 months for free – which is a pretty cool benefit.Also cool is that YNAB offers a 100% money-back guarantee. Wondering how reducing your grocery spending will affect your savings rate? Want to take a $2,000 vacation next summer? Use the “what if” feature to understand both the short-term and long-term consequences.As with most Quicken alternatives, PocketSmith utilizes live bank feeds to update your transactions automatically.
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